Personal Finance
Image by Chorna Olena/Getty Images; Illustration by Austin Courregé/Bankrate The Federal Reserve’s interest rate decisions influence what you pay for…
This piece was originally published in early 2023 and reflects the author’s financial decisions during that time. The rest of…
Key takeaways If you have a FICO score below 580 or a VantageScore credit score below 600, you have poor…
Key takeaways Borrowers may refinance second homes and investment properties to get a lower interest rate or access the home’s…
Roman_Makedonsky/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways A no-closing-cost refinance means you won’t pay closing costs upfront — but…
Marco Bottigelli/Getty Images Traveling internationally can be an exciting and rewarding experience, but comes with its fair share of challenges.…
Because annuities are designed to provide long-term income, accessing funds too early can trigger an annuity early withdrawal penalty. Insurance…
Key takeaways A personal loan can get you cash within days at a fixed rate and steady payment. Personal loans…
Pensions and 403(b) plans represent two distinct ways to save for retirement, each with its own structure and advantages. A…
Key takeaways APR reflects the total annual cost of a personal loan, including both fees and interest. Many lenders state…
By your 60s, most of your retirement foundation is already in place. While you may still have a few years…
Image by GettyImages; Illustration by Bankrate A split decision for home equity rates, as the Federal Reserve delivered an expected…