Personal Finance
Retirement is a goal nearly everyone hopes to reach someday. People spend decades working, saving and investing to meet their…
On Sept. 17, 2025, the Federal Reserve’s Federal Open Market Committee is likely to lower its benchmark interest rate, the…
Key takeaways If you die earlier than expected as a life-only annuity policyholder, you could risk failing to recoup your…
If you’ve ever stood in the checkout line at a brick-and-mortar retailer and been offered a discount on your purchase…
While the average credit card interest rate has dropped slightly and experts muse about Fed rate cuts this fall, there’s…
Almost one year ago, the U.S. economy looked like it was teetering on the edge of a recession. Hiring was…
Key takeaways There is no right number of credit cards to own, but in general, most people should consider having…
Key takeaways Your credit card’s grace period is the time between when your credit card billing cycle closes and your…
Photography by Getty Images Key takeaways FICO and VantageScore credit scores span from 300 to 850. The higher your score,…
As a personal finance journalist and a credit counselor, people often ask me for credit card advice. And I’m happy…
Artifical intelligence (AI) is likely to reshape our lives in as big a way as the internet did in the…
Key takeaways When it comes to earning cash back on popular spending categories, such as dining and travel, the Capital…