Personal Finance
Image: Getty Images; Illustration: Bankrate HELOC rates are feeling the impact of the Federal Reserve’s recent quarter-point rate cut. The…
Key takeaways Debt consolidation can simplify your finances and potentially lower your interest rate. There may be upfront costs that…
Key takeaways A longer loan term means you’ll have a lower monthly payment, but you’ll also pay more in interest.…
Most drivers only interact with a rental car on vacations or time away — and for many, they can also…
Key takeaways Texas has the highest car loan balance of $7,920. While vehicle expenses vary across the country, drivers can…
Key takeaways Applying for a car loan with good to excellent credit may result in a more competitive interest rate…
Key takeaways There are two main types of student loans: federal and private. Federal student loans are easier to qualify…
Key takeaways No-credit-check loans target borrowers with poor credit or limited credit history. These loans often carry sky-high interest rates,…
Key takeaways The amount you can afford for a car depends on whether you’re buying or leasing — the latter…
Key takeaways Your required minimum distribution (RMD) amount changes each year based on the IRS’s life expectancy calculation for your…
Yellow Dog Productions/ Getty Images; Illustration by Austin Courregé/Bankrate You’ve picked out your new car at the dealership and qualified…
Driving under the influence of alcohol or drugs is one of the single most expensive mistakes you can make on…