Debt Management
Key takeaways It may be difficult to obtain a new loan after you enter a debt management plan, especially if…
Key takeaways Debt settlement may help borrowers manage overwhelming debt by negotiating a reduction in the amount of debt owed.…
Key takeaways Lower-income households are struggling with disproportionately high debt, especially as the cost of living is increasing. Focus on…
4. Make Energy Efficient Switches Where Possible From switching to LED lightbulbs to upgrading to Energy Star-certified appliances and home…
Key takeaways On average, men carry more debt than women across all categories, except student loans. The gender pay gap…
Ensure you’re making at least the minimum payment on your debts but aim for siphoning off a third of your…
Key takeaways Car title loans are a convenient way to get fast cash if you own your vehicle outright. These…
Key takeaways Chapter 7 and Chapter 13 bankruptcy are common options for individuals with unmanageable debt. Bankruptcy may be the…
Key takeaways A balance transfer fee is what credit card issuers charge when you transfer debt, usually credit card debt,…
Pekic/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Debt collectors can pursue old debts with the threat of lawsuit until…
Bankruptcy is a legal process to help individuals and businesses manage overwhelming debt. While it provides a path to financial…
Key takeaways Zombie debt refers to old or expired debts you’ve either forgotten about or never knew about that debt…