Jose Luis Pelaez Inc/Getty Images American workers are spending less time in their jobs before jumping to a new employer, recent data from the U.S. Bureau of Labor Statistics shows. U.S. workers have been with…

Key takeaways Many lenders state their credit score requirements, helping you narrow down small business loans for bad credit Some loans focus less on your business credit history and more on future sales or revenue from invoices Offering assets or collateral can make you less risky and improve your chances…

Key takeaways Defaulting on an unsecured loan can impact your business and personal finances When you default on an unsecured loan, the entire loan becomes due immediately Your lender may be able to help you find a solution and avoid default For many entrepreneurs, unforeseen circumstances often lead to missed…

Opening a Roth IRA might be the single best retirement decision you can make. While the Roth IRA doesn’t offer immediate tax gratification like other types of retirement accounts do, it does give you tax-free growth and you’ll never have to pay any taxes on withdrawals if you follow the…

Key takeaways A black credit card is a luxury card and status symbol that is typically available only by invitation. The requirements for black credit cards vary by issuer and are typically kept secret, but they generally require potential cardholders to have a certain amount of money in their accounts…