SDI Productions/Getty Images Key takeaways The price tag for a college degree has risen dramatically over the years due to increasing overhead for schools and…
Ariel Skelley/Getty Images Key takeaways Selling your house for cash means the buyer purchases the home outright without requiring a mortgage. Cash deals avoid the need to go through a lender’s underwriting process, which can…
Credit Sesame explains how a good credit score can save money and improve your personal financial outlook. 1. Lower interest rates on loans One of the clearest benefits of strong credit is qualifying for lower interest rates. Borrowers with high credit scores generally receive better loan offers, potentially saving thousands…
Hispanolistic/Getty Images As the old saying goes: What goes up, must come down. But in the case of annual percentage yields (APYs), we might have a bit more air time. While APYs on deposit accounts may have come down from their peak in recent years, plenty of banks and credit…
Open to first-time and repeat buyers No interest Cons: Applicants must submit a purchase contract within 45 days. City and County of Honolulu Down Payment Loan Program The Department of Community Services for the City and County of Honolulu offers a down payment loan for up to $40,000. The loan…
3. Ditch the Gym: Let Your Sidekick Keep You Active Dogs need walks, cats need play time, and even small pets like rabbits or birds can encourage movement. Building an exercise routine with your pet – or while your pet keeps you company – can double as your workout, reducing…
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Nearly one-third of American adults (30 percent) who looked for financial advice in 2023 turned to social media, according to Bankrate’s Financial Security Survey. Younger Americans are even more likely than the average to seek…
